Tiraspol, 11 September. /Novosti Pridnestrovya/. Financing of small business and startups has been discussed in the Government. According to the Prime Minister, at an application stage such business projects face a problem of lack of the guarantor.
"In this case I consider that for the puzzle finishing and the mechanism working more effectively, it is necessary to consider a question of providing guarantees from the state within those investment projects which have undergone approvals at bank", - Alexander Martynov has noted.
According to the Prime Minister, the mechanism has to work as follows: the borrower addresses to bank which analyzes his plan, weighs risks, designates the need for pledge. When the bank draws the positive conclusion, the state acts the additional guarantor. The Prime Minister considers the mechanism of limits laying concerning such guarantees in the state budget inefficient. Nobody can predict what risks will come on the credit in two or three years.
"I suggest considering such mechanism for small business enterprises at which banks will be able to compensate losses through income tax in case of risks approach. At risks approach the bank receives compensation not from the budget, but via direct transfer, reading this loss in payment for income tax. The mechanism works automatically", - the Prime Minister has added.
In the nearest future the relevant ministry will discuss the offer in traditional format – together with bank community and representatives of Pridnestrovian Union of Manufacturers, Agrarians and Businessmen.
